Ready to Purchase Your Home?
We’re here to help you purchase the home of your dreams. We know that buying a home is one of the most important decisions you will make. Few things give you more pride than owning your own home, and you will probably make no greater single investment in your lifetime.
We want to help you make that dream come true. There are many different types of loan programs you can choose from, and the best loan program for your neighbor may be different than the one that is right for you. From getting pre-approved to finding the perfect home, understanding the home buying process can help give you peace of mind. So can partnering with a mortgage lender you can trust. Put our expertise to work for you. Whether you’re building or buying your home, Fusion Home Loans is here to help you along the way!
The Purchasing Process
Understanding the steps of the home purchase process helps make the journey less overwhelming and more manageable. From securing pre-approval to signing the final papers on closing day, each stage plays a crucial role in getting you into your new home with confidence.
The first step is getting pre-approved. Pre-approval for your home loan considers your household income and payment history before determining how much of a loan you qualify for. Online pre-approval applications like ours have become a simple and secure way to qualify.
Home buyers can qualify for a variety of loan programs, and there are different types of loan programs you can choose from. Choosing the loan that’s best for you takes time, knowledge, and experience.
Once you’ve been pre-approved for your loan, it’s time to start shopping! You can decide whether to build your home or buy a home that’s already on the market, and work with a real estate agent or New Home Builder to help you find the perfect fit. Once you’ve found your home, it’s time for you to make an offer.
Once your offer has been accepted, it’s time for Fusion Home Loans to get to work! Our team will walk you through each step of the application, processing, underwriting, and closing. Check out our Loan Process blog to get a jump start on what to expect!
Most buyers will schedule a home inspection to audit the condition of the house in case there are any issues. Appraisal will also happen during this time, conducted by an independent third party to establish the market value of the home, ensuring that the house is worth the value that you are paying for it.
You’re almost there! Once your home and loan are ready, Fusion Home Loans provides you with all the final details you need, such as the final closing disclosure, what to bring to your closing, and how much money is needed at the closing. All that’s left is signing the final loan documents and receiving the keys to your house. Welcome home!
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