Sell More Homes With Our Builder Forward Commitment Program
Sell More Homes With Our Builder Forward Commitment Program
Lock in rates for an extended period, eliminating market risk and establishing stability and certainty in an ever-changing market.
What is a forward commitment?
This approach provides sellers with a different way to promote and sell homes, rather than reducing sales prices or increasing closing cost contributions. Forward commitments lock in a rate for an extended period, eliminating market risk and establishing stability and certainty in an ever-changing market. By promoting a specific interest rate and payment, you can offer your customers peace of mind regarding their home affordability.
- Block funds to protect against interest rate fluctuations for up to 90 days!
- FHA, VA and USDA Loan Programs
- Minimum credit scores apply
- Maximum 96.5% LTV for Government Loans
Contact us today to learn more!
Our results speak for themselves
30-year fixed rates as low as 4.5% (5.295% APR)*
Rates advertised as low as 2.99% (5.223% APR)** when combined with a 2/1 buydown
Over $4.3 Billion total forward commitment volume closed since 2022
Highest single month increase in applications/sales volume was 129%
116 forward commitments purchased in the last three months
4.3% average monthly increase in applications/sales in last three months
*Scenario is an estimate only and is based on a 640 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a sales price of $350,000 loan amount of $343,660, 96.5% LTV, rate of 4.50%, and APR of 5.259%, which would result in a principal and interest payment of $1,741. 4.50% rate is based on a builder paid forward commitment to buydown the market rate.
**Scenario is an estimate and is based on primary residences only, 740 FICO score and a 2/1 buydown on a $400,000 purchase price with a Conventional 30-year agreement (360 months) fixed rate loan amount of $380,000 at 95% LTV. Year 1 (0-12 months) rate at 2.99%, APR of 5.223%, and monthly payment of $1,682; year 2 (13-24 months) rate of 3.99%, APR of 5.223%, and monthly payment of $1,894; and a year 3-30 (25-360 months) rate of 4.99%, APR of 5.223%, and monthly payment of $2,120. 4.99% rate is based on a builder paid forward commitment to buydown the market rate. Monthly payments are estimates and include principal, interest & PMI; actual payment obligation may be greater.
Why Partner with Fusion Home Loans?
We’re here to make your life easier—and your business stronger. As a full-service mortgage lender, we specialize in purchase, refinance, construction, and renovation loans, with a focus on delivering smooth, on-time closings for you and your clients. We’re powered by one of the nation’s top lenders, giving you access to industry-leading technology, personalized support, and a team that’s committed to helping you grow your business. Whether you’re working with first-time buyers or seasoned homeowners, we’ve got the resources to help you close with confidence.
- Competitive rates, industry leading turn times, and extensive loan product options to meet your client’s needs
- In-house processing, underwriting, closing and decision making
- Partnership with our in-house marketing team, providing experience in event planning, social media, creative and compliance
- Educational seminars and event sponsorships
- Joint advertising and custom co-branded marketing materials
